Liability Laws

Has security-type law applicable in event of accident causing property damage of $1,000 or more or personal injury or death.

Vehicle owners are required to pay a $500 UMV fee if registering an uninsured motor vehicle; all policies must include “uninsured motorist” coverage.

Every motor vehicle’s owner’s policy must insure the insured or other person against loss from any liability imposed by law for damages, including damages for care and loss of services, because of bodily injury to or death of any person, and injury to or destruction of property caused by accident and arising out of the ownership, use, or operation of such motor vehicle or motor vehicles within the Commonwealth, any other state in the United States, or Canada.

Minimum insurance amounts, with respect to each motor vehicle, are $25,000 because of bodily injury to or death of 1 person in any 1 accident and, subject to the limit for 1 person; to a limit of $50,000 because of bodily injury to or death of 2 or more persons in any 1 accident; and to a limit of $20,000 because of injury to or destruction of property of others in any 1 accident.

State has non-resident service of process law and guest suit law.

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