Compulsory liability insurance.
No owner of any motor vehicle may operate the vehicle without automobile insurance.
Minimum insurance coverage: $20,000 for injury to 1 person, $40,000 for injuries to more than 1 person, and $10,000 for damage to property.
Motorcycles are required to maintain the same levels of insurance.
State has non-resident service of process law; does not have guest suit law.