Insurance or a bond covering the vehicle is required.
Minimum insurance requirements for passenger vehicles are $50,000 for injury to or death of any 1 person, $100,000 for 1 accident resulting in injury to or death of more than 1 person, and $25,000 for property damage.
Minimum insurance requirements for other vehicles are: (1) $350,000 combined single limit for rental vehicles, emergency vehicles and for-hire vehicles transporting freight or merchandise but not passengers; (2) for vehicles for hire used to transport passengers within the state, but not defined as school buses, there is a combined single limit of: (a) $125,000, or split limits of $50,000 per person and $100,000 per occurrence for bodily injury, and $25,000 for property damage for vehicles not under contract with the state, a municipality, or a school district for the transportation of students that are designed to carry no more than 3 passengers behind the driver’s seat; (b) $300,000 for vehicles that are designed to carry 4-7 passengers behind the driver’s seat, including vehicles under contract with the state, a municipality, or a school district for the transportation of students; (c) $750,000 for vehicles that are designed to carry 8-15 passengers behind the driver’s seat; (d) $1,500,000 for vehicles that are designed to carry 16-30 passengers behind the driver’s seat; and (e) $2,000,000 for vehicles that are designed to carry 31 or more passengers behind the driver’s seat; (3) for vehicles for hire used to transport passengers between points in the state, but not defined as school buses, under contract with the state, municipality, or school district, or for transportation of students, there is a combined single limit of: (a) $1,500,000 for vehicles with 15 or fewer passengers, and (b) $5,000,000 for vehicles with 16 or more passengers; (4) for school buses there is a combined single limit of: (a) $500,000 for buses with up to 30 passengers, and (b) $1,000,000 for buses with 31 or more passengers; (5) for rental trucks with registered gross weight of 26,000 lbs. or less, rented or leased for fewer than 30 days: (a) there is a combined single limit of $125,000; or (b) there is a split limit of $50,000 per person or $100,000 per occurrence for bodily injury and $25,000 for property damage.
State has non-resident service of process law; does not have guest suit law.